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Approx. pension fund(s) value before tax free sum taken (hover here for instant help) Pension fund offered before tax taken Please complete the approximate total pension fund before tax free cash in the box below (£). That is the fund amount to provide the annuity before your tax free sum is taken. Please give an approximation if unsure, it won't be any problem changing the amount at a later date.
Pension company
Annuity type required
Do you smoke?
If so, number per day?
Date of birth
Retirement date
When are you looking to buy an annuity?

Do you have health conditions? (If so please state, you may receive higher income)

Title
Name
Phone number
Work phone number
Mobile phone number
Email address
Single or joint annuity?
Spouse/Partner
Date of birth of spouse/partner
Gender of spouse/partner
Do they smoke?
If so, number per day?
Spouse/partner health conditions?
Any comments, questions or feedback?
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We've created this page for those who would like to read a bit about annuities before they're called. We recognise that some folks might prefer to familiarise themselves with annuities before the financial advisor phones.

A little nudge

We suggest you complete the form to your right straight away and then read the information on this page in the time before the adviser calls. We know that there is a lot of information to take in, but we do encourage you to read it all.

Of course your adviser will explain annuities to you, that's their job, but a little understanding before the chat can speed up the process!

Annuity Buyers Beware

WHY MANY PEOPLE IGNORE A POSSIBLY BIGGER INCOME

The more information you have, then the more able you will be to recognise the best advice when you receive it. Naturally it's very important that you do not use this information in isolation - you are strongly advised to take professional advice before buying an annuity.

Open Market Option

MANY PEOPLE MAKE A BIG MISTAKE

It is important to note that once an annuity has been purchased it cannot be changed. The Open Market Option allows you to shop around for options to convert your pension fund into an annuity. So rather than just taking the rate offered by your own pension fund provider you can now choose the best annuity scheme that suits you.

Many retirees don't use the Open Market Option. They are often unaware of the benefits of doing so or either don't realise they have an option at all. You could be missing out on up to 40% more income for your retirement.

Benefit of Open Market Option

YOU CAN NOW SHOP AROUND FOR A HIGHER INCOME

You may possibly get more from an annuity if you shop around. Also, you may qualify for what is known as an Enhanced Annuity (also known sometimes as an Impaired Life Annuity). This can pay a higher income to people who suffer from a range of health conditions - for instance asthma or heart problems. Smokers can often get a better income as well.

It is important to speak to an IFA who will explain the different retirement options available. Read more about Open Market Option.

Uncover

Please complete the short annuities comparison enquiry above and uncover the surprising difference between one annuity and another. The quotation service is FREE (read more on how your broker gets paid) and there is absolutely no obligation. Simply enter your details and you will be called back.

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